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Having a credit card in your wallet may make you feel powerful and confident but this card could also push you into depths of despair if you do not know how to control your debts. How do you eliminate credit card debts? This is a most common question asked by thousands of individuals around the world who became victims of uncontrolled spending. Many people fall into the trap of having more than one credit card and of using them excessively at once. The temptation is big, but if you really want to avoid losing yourself in debts to companies, think twice before you take your credit card to the counter. They hit you when you least expect it if you are not careful enough. If you take control over the debts and you stick to it, you will eventually be fine. In order to eliminate credit card debts, you must have a concrete plan and analyze your financial status. This means you have to check first how much money you owe various credit card companies. Jot down your existing plastic cards and the corresponding amounts you owe them so you will have a clear picture of where you are financially. When you know exactly the amount of debts you have, check your bank accounts and other sum of money saved in order to use them for your daily expenses. Meanwhile, you can give you plastic money a temporary vacation which does not necessarily stop you from doing shopping. If you still have not succeeded in eliminating your credit card debts, you must try to impose more self-control over your use of the card and over your purchases. When you go shopping with a credit card in your wallet, the temptation of buying unnecessary things is bigger and you usually give in easily. So before you get an item to the checkout counter you must think more times if you really need that item. You must control your impulsive spending if you really want to clear off your debts. If you decide to eliminate credit card debts, you can start on the card that is hitting you most, the one which has the highest APR. Then you can eliminate the one with the next highest APR, and so on. Do your best and plan well to catch up on your delinquent payments to avoid paying fees and fines for late payment. Also think if it suits you to consolidate all your credit cards into one card. This way you only have one company bills to pay to and think of. These are just some ways to get rid of your head-ache triggering debts, and it all comes back to you. The decision to eliminate credit card debts begins in you. No method would ever be effective if you do not start the transformation within yourself. In the end, it is you who will enjoy a peaceful mind without credit card debts to think of every minute of the day.